Based on data from Angel One (as of July 7, 2025), here are 12 mutual funds that delivered over 25% CAGR over five years. From this, we’ve highlighted the top 10 performers across categories – small‑cap, mid‑cap, flexi‑cap, and infrastructure:
| Rank | Fund Name | Category | 5‑Year CAGR |
|---|---|---|---|
| 1 | Bandhan Small Cap Fund | Small Cap | 35.61% |
| 2 | Bank of India Small Cap Fund | Small Cap | 33.88% |
| 3 | Canara Robeco Small Cap Fund | Small Cap | 31.77% |
| 4 | Edelweiss Small Cap Fund | Small Cap | 31.55% |
| 5 | Union Midcap Fund | Mid Cap | 30.44% |
| 6 | Tata Small Cap Fund | Small Cap | 30.34% |
| 7 | Invesco India Smallcap Fund | Small Cap | 29.55% |
| 8 | ITI Small Cap Fund | Small Cap | 28.11% |
| 9 | Bank of India Flexi Cap Fund | Flexi Cap | 28.06% |
| 10 | Mirae Asset Midcap Fund | Mid Cap | 27.47% |
| 11 | Quant Small Cap Fund | Small Cap | 26.71% |
| 12 | Motilal Oswal Large & Midcap | Large & Mid | 26.70% |
Honorable Mentions & Other Noteworthy Performers
Several other funds also showed stellar returns in early 2025:
- Quant Small Cap Fund: Up to 50% CAGR in some sources (19 March 2025), topping many charts.
- Quant Infrastructure Fund: Delivered ~44% to 36% CAGR in different reports
- Nippon India Small Cap Fund: Consistently strong performer with ~39% CAGR
Motilal Oswal Midcap Fund: Delivered ~34–35% over five years, often ranking top among mid-cap funds
Kotak Emerging Equity Fund: Solid 5‑year CAGR around ~31% and widely recommended in the mid-cap space
HDFC Mid‑Cap Opportunities Fund: A consistent mid‑cap performer, frequently featured in top‑fund roundups
Parag Parikh Flexi Cap Fund: Flexi‑cap fund delivering ~26–27% CAGR, known for global diversification strategy
Which Fund Should You Choose?
Your ideal choice depends on your risk profile, investment horizon, and goals:
- Aggressive Growth (High Risk): Opt for small‑cap funds like Bandhan, Bank of India, Canara Robeco, Tata, and Quant Small Cap.
- Balanced Mid‑Risk: Union Midcap and Mirae Asset Midcap offer high mid‑cap exposure with moderate volatility.
- Diversified Strategy: Bank of India Flexi Cap provides flexibility across market caps, while Parag Parikh mixes global and domestic equities.
- Thematic/Infrastructure: Quant Infrastructure Fund is a niche pick with strong performance tied to India’s infrastructure growth.
Key Considerations Before Investing
- Past performance ≠ guarantee of future returns: High returns over five years may come with higher volatility.
- Expense Ratios: Lower expense ratios help preserve your net returns—Quant funds typically have ~0.6–0.7%, while thematic/flexi caps might be higher.
- Fund Size & Manager Expertise: Smaller funds can be more nimble, but consistent track records and experienced managers matter.
- Alignment to your goals:
- For tax savings, consider ELSS such as Quant ELSS Tax Saver (~29–39% CAGR)
balanced approach, Balanced Advantage Funds like ICICI Prudential Equity & Debt, HDFC Balanced Advantage, or Kotak Balanced Advantage offer equity–debt flexibility with historically lower volatility (~17–27% CAGR)
business works 
Leave a comment